Sorting your finances step by step

Based on Mary’s new book “Rich Enough? A laid-back guide for every Kiwi”
  • Why it’s best to do it in steps
  • Why the steps are in this order
  • What the steps cover:
  • Step 1: Start now — it’s easy
  • Step 2: Kill off high-interest debt
  • Step 3: Set up insurance — and a rainy day fund
  • Step 4: Join the best KiwiSaver fund for you
  • Step 5: Boost your saving painlessly — how and where
  • Step 6: Stay cool
  • Step 7: Head confidently towards retirement — and through it
  • Step ? (when it’s the right time for you — if ever): Buy a house, or sell one

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.