Planning for retirement

NZ Herald 27 July 2019

Q&As: Difficult for beneficiary to gain from inheritance; Is there anything in KiwiSaver for retirees? …; … Reader replies to that, but worries me; Does KiwiSaver beat other funds in retirement?; 2 readers have fun with last week’s tiny tax refund letter.

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NZ Herald 20 July 2019

Q&As: Italy is bad for bureaucracy, but how about Kiwi girl getting 4¢ tax refund?; Do retirement investment “rules” change if you have big savings?; No we don’t want to reduce picture with column!; Company that performed badly last century doing well now.

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NZ Herald 13 July 2019

Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.

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NZ Herald 15 June 2019

Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.

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RNZ Radio 13 June 2019

Five KiwiSaver developments: 2 milestones reached; Act NOW! — Just 2 weeks to get maximum government contribution, and for 60–64s to get a good deal; KiwiSaver statements getting better — and better still next year; Improved KiwiSaver health checker; How would you improve KiwiSaver?

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NZ Herald 8 June 2019

Q&As: How 71-year-old renter could use her savings to supplement NZ Super; Reader dislikes ‘free government money’ and KiwiSaver hardship withdrawals; Nobody can predict the share market, so don’t try to time it; Info on KiwiSaver returns is available, but not a lot of use.

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RNZ Radio 2 May 2019

Insights from conference on retirement income. Conference run by Retirement Policy and Research Centre at University of Auckland, 26 April 2019. Speakers included Minister of Consumer Affairs Kris Faafoi. Broad aim: Smoothing lifetime consumption. What does that mean?; NZ Super: How poor are 65+ people? Can we afford Super in future?; Health in old age: Not all worrying; Decumulation (spending retirement savings): Help from government needed. Home ownership issues; NZ on world stage: What we do well.

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NZ Herald 30 March 2019

Q&As: Dad misunderstands how best to contribute to children’s KiwiSaver accounts; KiwiSaver, 24, wonders whether to aim at first home or retirement money; How we blew our chance to adjust taxes for inflation; Further thoughts on inflation and the capital gains tax; Suggestion to ‘Caravan woman’ that she sells at least one rental property.

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NZ Herald 23 March 2019

Q&As: 54-year-old’s plan to take off in caravan gets a big tick; People using homes partly for business caught by tax proposals; How do the wealthy hide income?; How CGT would affect 40 and 60-year-olds in KiwiSaver…; … And those in retirement.

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