RNZ Radio 31 March 2020
Should you take a mortgage holiday?
– Reassurance for share owners — based on holiday home value
– 2 readers worry that their bank savings are in danger
– Clever timing with KiwiSaver moves unlikely to work out well
– A note to other concerned correspondents
Paying off your mortgage allows you to get stuck into some serious saving
You’ve paid off your mortgage. Yay! But what now?
GETTING A KIWISAVER WOF — for people of all ages in KiwiSaver. Whether you’re worried about the market downturn or just want to use some spare time productively, now is a good time to check you’re doing as well as you can (you’re probably not!) in KiwiSaver.
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological
What to do in KiwiSaver as share markets wobble:
– Best to do nothing — but learn about yourself and your investing
– What if you need your money soon?
– Listener letter: which shares to buy in this environment? And which to sell?
– Listener letter: Are KiwiSavers treated badly when it comes to moving funds?
– Is it wise to contribute extra to KiwiSaver when the markets are down?
– Should default KiwiSaver funds be forced to drop fossil fuel investments?
– The biggest plus with KiwiSaver
– The best way to invest in individual shares
– Reader’s share strategy: sell the dogs