Don’t wait for change on how advisers are paid. It’s one of those situations in which, 20 or 30 years from now, I reckon people will say, “I can’t believe they used to do it that way.”
Q&As: Three readers offer advice to early 60s couple looking for jobs — go and look around the country; check out motels; try a B&B; AMP responds to a KiwiSaver’s concerns about returns; A Christmas message; More letters from readers giving advice to couple seeking work.
Columnist is wrong — mortgage repayment is well worth it. Contrarian investing — when you put your money into investments that most people are getting out of — sometimes works well. Such investments are usually cheap. But should we extend that to borrowing when most others are repaying debt?