Q&As: Reasonable and unreasonable expectations about NZ Super and people’s retirement savings; People need to think beyond their own needs, says reader; Better or worse then or now? Just different; Just how high are — and were — tertiary fees?; Oops! I got it wrong about foreign exchange and interest rates.
Why a reader advises his son against KiwiSaver… …and why I disagree. A reader’s letter explaining why he’s advising his 18-year-old son not to join KiwiSaver has not convinced me.
Q&As: One retired reader is fed up with a younger person’s attitude to superannuitants…; While another is amused, and thoughtful; Effect of a mortgage rate rise on house prices being underplayed; An overseas landlord must, by law, have an agent here; Bank gives wrong info on deposits into KiwiSaver.
Q&As: Should reader buy a NZ house now — while still overseas — or later?; 3 readers’ varying views on student loans; 2 readers seem to be a bit muddled about the new KiwiSaver tax credit.
Slow and steady not always the way to win. Slow and steady isn’t always best when it comes to regular investing. We’ll look at making annual investments, to keep it simple. But the same principle applies to contributing to KiwiSaver or other investments in which you make more frequent deposits of the same amount.
Q&As: Best ways to play the KiwiSaver game if you are an employee with a mortgage; 2 readers argue — convincingly — with my comments last week on student loan repayment; Why a reader changed her attitude to repaying her children’s student loans.