NZ Herald 30 April 2005
Q&As: How do bonds differ from term deposits?; Where to get info on interest rates.
Q&As: How do bonds differ from term deposits?; Where to get info on interest rates.
Q&As: Is it better to repay your mortgage or invest in a work super scheme?; Website with interest rate info.
The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
Q&As: Woman can get her dream property — if she makes some sacrifices; What does finance company gearing mean?; Who hears a will being read?
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save. Also in this issue: From the Mailbox — Is home ownership so great?
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
Q&As: Different banks’ policies on early repayment of fixed mortgages; The man in last week’s Q&A could stick with properties.