RNZ Radio 14 May 2026
Are you making the most of bank deposit insurance?
– What is covered and what not?
– How to make the most of it
– Use a higher-risk deposit taker to get more interest?
RNZ Radio 30 April 2026
ACT’s good KiwiSaver idea — and the 2 KiwiSaver changes I most want
– ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end.
– My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries.
– My change 2: Sidecar KiwiSaver accounts to use in emergencies.
RNZ Radio 16 April 2026
Laddering — best way to invest bank term deposits. Can also ladder mortgages.
– Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money!
– How to set up laddering.
– Ladder your mortgage.
– Also — bargain with your bank.
RNZ Radio 2 April 2026
Stick with US shares?
– US ETFs and other US share investments — how have they done?
– Pick another country instead?
– The answer — go global, or reduce risk level
– How to make the move
RNZ Radio 19 March 2026
2 KiwiSaver changes from April 1 — how to make the most of them, especially for teens
– Employee and employer contributions rise from 3 to 3.5%
– You can get a temporary hold on this
– Employer contributions start for 16 and 17-year-olds
– How to help teens get KiwiSaver head start
RNZ Radio 5 March 2026
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
RNZ Radio 19 February 2026
How to pick the best KiwiSaver fund for you
4 steps: (Also applies to non-KiwiSaver funds)
1. Most important: Work out your risk level
2. Choose a fund at your risk level — including why you should largely ignore past returns
3. Other info on Smart Investor
4. Check the ethics of funds
RNZ Radio 5 February 2026
Is gold a good investment? And silver and bitcoin?
– Recently all down lots. Why?
– Gold compared with shares long term — not good
– Can be good diversification — but in a small way
RNZ Radio 18 December 2025
Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage
RNZ Radio 4 December 2025
Good news on mortgages — not just rate cuts
– Official cash rate dropped again — and floating mortgage rate.
– Fewer people behind on mortgage payments
– Many people not reducing their payments, but using extra to pay down the loan. Makes a huge difference to total interest and how long the loan runs.