RNZ Radio

RNZ Radio 21 October 2021

Beware of the hype around IPOs (initial public offerings):
– What are they?
– Current examples
– Recent research on the 32 NZ IPOs since 2013
– Average performance: Good in first year, appalling long term
– The good ones
– The bad ones
– Conclusion: Don’t ignore IPOs. But take care

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RNZ Radio 7 October 2021

Doing KiwiSaver badly
– Not joining. Employees and non-employees.
– Not contributing.
– Switching too often or unwisely — good and bad switches
– Over 65s not using KS.
– Providers doing KS badly — not cutting fees much.
– Good news: Money in KiwiSaver doubled in 4 years.
– World Investor Week — info for new investors on FMA website.

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RNZ Radio 23 September 2021

Where are we on ethical investing?
– Different names for it, and different approaches
– NZ report from Responsible Investment Association of Australasia
– How ethical investing is growing
– NZ v Australia
– Which issues do people most care about?
– Greenwash and what is being done about it
– Watch your risk level
– 2 good websites: Mindful Money and Responsible Returns

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RNZ Radio 9 September 2021

Managing your mortgage
– Survey: Half people with mortgages are ahead on their repayments
– Penalties on repaying fixed loans early
– Why being ahead is good news: retirement savings, security, goal setting, easy “investment”
– But is this best thing to do with spare money?
– The future: rising interest rates, what to do if you can’t meet payments
– Best strategy: fixed or floating? Several terms?

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RNZ Radio 26 August 2021

Active vs Passive share funds:
– Listener’s letter suggests an active NZ fund beats the index
– Why this could be misleading – wrong index, chosen time period etc
– Research on 15 NZ active share funds
– Conclusion: passive is a better choice

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RNZ Radio 12 August 2021

Going through our Lucky 13 Money Quiz
– Questions and answers to online quiz for Money Week
– Discussion on the harder ones
– The one question few people got right — about house prices

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RNZ Radio 29 July 2021

Online share trading — don’t forget the basics
– Main platforms — Sharesies, Hatch, Invest Now and Stake
– Nearly 40% of adult NZers (1.5 million people) use or plan to use
– Five messages for share investors:
    1. A good company is not necessarily a good investment
    2. Decide about diversification (Can do share funds online too)
    3. Shares are for the long term — or gambling
    4. Traders are not winners on average
    5. Value vs growth? Dividend payers vs others?
– Comparisons and info on safety of your investments — MoneyHub

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RNZ Radio 15 July 2021

Listeners’ questions about anything financial:
– KiwiSaver v shares — or electric vehicle?
– KiwiSaver for people in 2 jobs
– Risk level for money soon to be withdrawn
– Pay down mortgage v investing
– How much do you need to retire?
– Using KiwiSaver in retirement
– KiwiSaver as you turn 65
– Alternatives to bank term deposits

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RNZ Radio 1 July 2021

Gender differences in handling money and investing
ASB info from customer transactions:
– Spending
– Money management
– Saving
– Retirement savings
– Knowledge
Other research:
– Risk
– Trading
– Scams
Messages for each gender

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RNZ Radio 17 June 2021

KiwiSaver for non-employees of all ages — plus new research on KiwiSaver fund switching during Covid downturn
Switching funds: Young switched more, and members of bank schemes
Non-employees:
– Aged 18 to 65: $1,042 BEFORE June 30; rules for first year and turning 18 or 65; best to drip feed.
– Over 65: Good place for retirement savings; problems withdrawing money?
– Under 18: savings habit and learning about investing; aim at first home ownership

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