RNZ Radio

RNZ Radio 23 November 2023

Which KiwiSaver providers offer the best service? What might you be missing out on?

Which providers:
– Check if you contributed enough to get government max?
– Support members in market downturns?
– Let you be in more than one fund — and when that matters?
– Do best and worst over all

Where to get more info on this

Read More

RNZ Radio 9 November 2023

Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?

Read More

RNZ Radio 26 October 2023

We’re getting smarter with our KiwiSaver choices
Total funds nearly $100 billion — although dropped in 2022

4 good trends:
– More in growth funds
– More choice for investors
– Fees falling
– Good international investing

Correction about how long it takes employee contributions to reach providers

Read More

RNZ Radio 12 October 2023

Ignoring the markets is good! Keep investing at the same pace regardless.
– Taxi driver’s story
– Research — regular investors do better
– What is dollar cost averaging, and why does it work?
– Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels
– Other advantages

Read More

RNZ Radio 28 September 2023

How to boost your saving
– Open separate account
– Set a goal
– Pay yourself first
– Start small
– Play mind games
– When expenses or taxes decrease…
– Inheritances and wins
– The pay rise promise

Read More

RNZ Radio 14 September 2023

How much insurance should we have?
– Email from listener: Do we have too much insurance?
– Attitudes to insurance
– Types of insurance
– Keeping insurance costs down

Read More

RNZ Radio 31 August 2023

Houses still too expensive? Lower your standards
– House price rises still very high
– House size increased while families smaller
– Quality has risen, but also unnecessary rooms?
– Too expensive? Choose smaller home

Read More

RNZ Radio 17 August 2023

Struggling to pay rates? Try a rebate or postponement:
(First: A comment on National’s proposed KiwiSaver changes)
– People facing big rate rises
– Different councils’ offerings
– Rebates for people on low incomes
– Postponement in some cases for everyone
– How it works
– How to get help with this

Read More

RNZ Radio 3 August 2023

Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund

Read More

RNZ Radio 20 July 2023

The mortgage crunch: What you can do about it
– Survey finds worries about mortgage rate rises
– What to do: Important to talk to lender early
– Change term, switch to interest only, or reduce part or all payments
– But big increases in interest paid

Read More