NZ Herald 27 June 2020

– Government KiwiSaver contributions to over 65s wouldn’t work, or be fair
– How reader with cancer could set up her savings
– Over how long should you drip-feed a lump sum into an investment?
– Is weekly drip-feeding better than monthly?
– I suggest reader takes rental property off the market …
– … but she’s sold it! Don’t put proceeds into another rental

Read More

NZ Herald 20 June 2020

– A “bit of bitcoin” is OK, but don’t get carried away
– Realistic recommendation on fixed versus floating mortgage rates
– KiwiSaver could be more welcoming to newcomer with mortgage
– KiwiSaver timeframes all over the place

Read More

RNZ Radio 18 June 2020

Mixed messages to New Zealanders these days
– Some examples: work from home vs support CBD businesses, Buy NZ goods vs imports
– In more depth: Encouraging you to spend vs setting up your emergency fund
– 2 recent surveys: How big are people’s emergency funds? What are people doing about that?
– The big question: Is it selfish to look after your own finances, rather than helping the economy to recover?

Read More

NZ Herald 13 June 2020

– Should out-of-work couple keep contributing to KiwiSaver?
– Why I worry about the share market recovery
– A way for special needs daughter to gain more financial flexibility
– How to decide which mortgage term to go for
– Best choice for employee who effectively pays his own KiwiSaver employer contributions
– How to improve your chances of being answered in this column

Read More

NZ Herald 6 June 2020

– My expertise on cows and farmers’ markets is called into question…
– … Nonetheless, my comments last week helped reader
– KiwiSaver becoming workable for people with special needs
– Change KiwiSaver provider any time, but take care with changing funds
– Who does government borrow from, and how?
– Are we likely to see negative interest rates, and if so, where should we save?
– Not good news on tax and negative interest rates
– Negative interest rates unlikely to threaten banks’ strength

Read More

RNZ Radio 4 June 2020

Keep your hands off KiwiSaver in economic downturn!

Commission for Financial Capability survey results. How we could do this better:
– Sidecar emergency savings fund attached to KiwiSaver
– More use of to access free financial advice and budgeting help
– Build up your own emergency fund

Read More