RNZ Radio 28 January 2021

Watch Your Spending
New Zealanders’ household spending is way up, compared with late 2019.
Spending is OK if not getting into debt
Why spend on non-essentials?:
– Happiness. But often short-term.
– Appearances.
– Pressure to spend on special shopping days.
What to do:
– Use credit cards?: pluses and minuses
– Estimate spending in different categories, then keep track for 2 months
– Change a habit for just a month. Letter to
– 2 birds with one stone: Cut spending on unhealthy things
– Help w budgeting: MoneyTalks. Free, confidential and non-judgmental, around NZ.

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