NZ Herald Q&A Column

NZ Herald 4 April 2020

Q&As:
– Daughter, 21, puts her Mum right on switching KiwiSaver funds
– Son seeks research on trading versus buying and holding shares, to convince Dad
– Got your visa? Get into KiwiSaver
– Don’t wait until markets recover
– Is it wise to take a “mortgage holiday”?
– Are different bank accounts treated differently if “haircut” happens?
– Should retiree try his luck again on timing the market?
– 20-year-old should get into share market cautiously
– Moving to higher risk is a good move

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Getting a KiwiSaver WOF

GETTING A KIWISAVER WOF — for people of all ages
Worried about how the Covid-19 pandemic is affecting your KiwiSaver investment, and wondering what to do about it?
Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since.

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NZ Herald 28 March 2020

Q&As:
– Reassurance for share owners — based on holiday home value
– 2 readers worry that their bank savings are in danger
– Clever timing with KiwiSaver moves unlikely to work out well
Plus:
– A note to other concerned correspondents

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NZ Herald 21 March 2020

Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote

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NZ Herald 14 March 2020

Q&As:
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological

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NZ Herald 7 March 2020

Q&As:
– Is it wise to contribute extra to KiwiSaver when the markets are down?
– Should default KiwiSaver funds be forced to drop fossil fuel investments?
– The biggest plus with KiwiSaver
– The best way to invest in individual shares
– Reader’s share strategy: sell the dogs

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NZ Herald 29 February 2020

Q&As:
– Why low fees — not high past returns — matter when choosing a KiwiSaver fund
– Put money in apartment or KiwiSaver fund?
– When to move between higher- and lower-risk KiwiSaver funds
– Should share investor sell top performers or bottom performers?

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Money Talk February 2020

Bank term deposits might not earn much, but sometimes they’re the best option

They’re boring and they pay low interest. But bank term deposits are probably the best place to park money for a few months — or even a year or so. Anywhere else could be too risky…

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NZ Herald 22 February 2020

Q&As:
– Should an 18-year-old get a credit card?
– Money questions for 20-somethings
– How can last week’s FIRE fan make it work?
– Beneficiaries should get more, and non-beneficiaries should quit KiwiSaver — reader
– DIY investing in Australia not difficult, says reader

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