RNZ Radio 1 October 2026
Should you have health insurance?
– Why have it?
– Premiums are rising.
– Self-insure instead?
– Psychology of health insurance
– How to keep costs down
Should you have health insurance?
– Why have it?
– Premiums are rising.
– Self-insure instead?
– Psychology of health insurance
– How to keep costs down
Setting up a rainy day fund
– Sorted Money Month: This year — emergency money
– Good for mental health
– How to set up a fund and how much
– Sorted Buffer Builder app
– Putting money slightly out of reach
– “Give it to charity”
The wisdom of our listeners!
Listeners’ best financial moves — entries in recent giveaway of Mary’s newly updated “Rich Enough? A Laid-back Guide for Every Kiwi”. We can all learn from them — or be amused by them.
– Marriage
– Debt
– Budgeting
– Investments
– Less conventional investments
– Saving for children
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Q&As:
– Pensions available for ex-servicemen and women — and their partners
– A reverse mortgage can work well
– Reader dislikes house price falls
– 2 Q&As on budget of retirees who live on NZ Super and save…
– … and should they be getting allowance?
– 2 Q&As on spending in your nineties
– Is Super included in retirement spending “rules”?
– Don’t bail out of KiwiSaver in turbulent times
Are we celebrating Christmas the best way?
– Survey on what NZers most and least look forward to at Christmas
– Alternatives to big gift giving
– Give to charity in names of your relatives
– Make plans on Christmas Day and New Year’s Eve
Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund
Q&As:
– Where to get financial help — some of it free
– How do bank advisers fit in?
– Yes, children are learning about money
– Many over 65 struggle
– Would Q&A have upset people?
– What’s luck got to do with it?
Q&As:
– Managed funds best for teen’s savings…
– … And for inheritance
– Entering competitions? Watch for scams
– Special schools could use help
– Cheeky tip on lotteries
– 87-year-old should take trips
Q&As:
– Competitions a better bet than Lotto
– Reader dislikes my lottery winning ideas…
– … And a not very helpful idea
– “I have nothing” — help with inheritance
– Reader’s criticisms mostly off the mark
– Self-employed reader does well in KiwiSaver
Q&As:
– Don’t give up on KiwiSaver
– Readers’ tips on keeping costs down
– Get teen support in hard times
– A doctor’s view on health insurance
– When health cover let reader down
– Summing up health insurance
– One couple’s retirement costs…
– … But it’s tougher for another couple
– More on retirement in Cambodia