Tag: Budgeting | Page 4

RNZ Radio 29 November 2018

November 29, 2018

Sorting your finances step by step. Based on Mary’s new book “Rich Enough? A laid-back guide for every Kiwi”: Why it’s best to do it in steps. Why the steps are in this order. What the steps cover: Step 1. Start now — it’s easy; Step 2. Kill off high-interest debt; Step 3. Set up insurance — and a rainy day fund; Step 4. Join the best KiwiSaver fund for you; Step 5. Boost your saving painlessly — how and where; Step 6. Stay cool; Step 7. Head confidently towards retirement — and through it; Step ? (when it’s the right time for you — if ever): Buy a house, or sell one.

NZ Herald 16 June 2018

June 16, 2018

NZ Herald Q&A Column

Q&As: Who to appeal to on KiwiSaver financial hardship withdrawal; Check insurance if doing Airbnb; Upset reader wants me to apologise to fathers; Pick your term when ‘laddering’ term deposits; Ask the bank, and ye shall receive; Tax on landlords ‘would be unfair’; One reason some don’t contribute to KiwiSaver.

NZ Herald 7 April 2018

April 7, 2018

NZ Herald Q&A Column

Q&As: Teacher loses KiwiSaver employer contributions at 65, but colleagues don’t; Pay off student loan or mortgage — or invest elsewhere?; Ex-real estate agent explains why it’s not wise to list with several agents; Why haven’t agents’ commission rates fallen as house prices soar?; Move to Kawerau not feasible, says Auckland pensioner.

NZ Herald 31 March 2018

March 31, 2018

NZ Herald Q&A Column

Q&As: Small town a good deal for retired couple; Budgeting whizz kid loved story of woman buying a house on $30,000…; …but struggling mother didn’t; Can’t reinvest dividends? Send them to your KiwiSaver account; My recommended real estate commission structure outlined; Reader outdoes agents, selling on her own.

NZ Herald 24 March 2018

March 24, 2018

NZ Herald Q&A Column

Q&As: How to tell term deposit institutions apart; Frugal superannuitants seem hurt by last week’s column; Real estate agent defends colleagues, and shares a couple of secrets; Dividend reinvestment plans work well for many shareholders; 2 Q&As on who is a professional.

NZ Herald 23 December 2017

December 23, 2017

NZ Herald Q&A Column

Q&As: House size jump not so big when you take garages into account; Help for single Mum struggling with debt; Thanks from a reader — and to all the readers who help with this column.

NZ Herald 17 June 2017

June 17, 2017

NZ Herald Q&A Column

Q&As: Should retirees stop their health insurance?; 2 reasons why students should participate in KiwiSaver; My maths was OK!; Reader suggests doing a trial run on retirement budgeting; Retired couple doing fine on $600,000; More research needed on changing NZ Super age.

NZ Herald 22 April 2017

April 22, 2017

NZ Herald Q&A Column

Q&As: Couple in their 60s could still get back into home ownership — helped by KiwiSaver; Rest home subsidy rule unfair, but not easy to fix; Benefit helped reader turn around his life; NZ Super recipient shouldn’t pick on beneficiaries.

NZ Herald 18 June 2016

June 18, 2016

NZ Herald Q&A Column

Q&As: Ignore misleading KiwiSaver salesman, but maximize your tax credit; Change to contributions holidays just a suggestion; 1970s house much more modest than today’s houses; Well done! — but take care about judging others’ spending.