Budgeting

NZ Herald 11 June 2016

Q&As: Adding to already huge mortgages is playing with fire; It’s not interest rates but mortgage size that matters; Lack of family communication leads to big debt…; …so do pushy credit card providers.

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NZ Herald 28 May 2016

Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.

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NZ Herald 26 March 2016

Q&As: Reader suggests an economist could explain unfair tax on term deposits and property investment; …And the economist does so; Shares work well for retiree; 3 ways another retiree could cut expenses; How to reduce the cost of a funeral; Debt-dodging daughter should attend a course.

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RNZ Radio 21 January 2016

Goal setting and the B word (budgeting). Goals should be SMART — specific, measurable, achievable, (w)ritten, time-bound. The goal habit: If you save before a trip, buying a car etc you can have many more trips and cars. Tips on goals. Budgeting: Firstly estimate spending in different categories, then keep track for a while; Tips on budgeting; Robert Frost poem; Emergency money; Help with budgeting: familybudgeting.org.nz.

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NZ Herald 14 February 2015

Q&As: How to let both daughters in on the deal; Did “holidaying” KiwiSaver miss out?; Could KiwiSaver money be grabbed because hubby’s running up debts?; Student loan repayments can continue into retirement; Some tips for last week’s separated woman.

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NZ Herald 18 October 2014

Q&As: For the 17-year-old who has everything he wants: a course about shares; A free budget tool for readers to try; Woman on parental leave can still take part in KiwiSaver; Fees on retirement scheme way too high.

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NZ Herald 21 June 2014

Q&As: Reader says column includes too much on KiwiSaver — which won’t work well anyway. Also, new ‘tool’ duds retirees; Is employer’s way of getting employees to basically pay their own KiwiSaver employer contributions legit?…; …Might such practices be outlawed? And how are political parties proposing to change KiwiSaver?; Family Budgeting Services could be a big help to a couple.

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NZ Herald 31 May 2014

Q&As: Comparing the Government’s Budget with a family budget; 3 Q&As about apologies, “amazing”, “awesome”, and correcting grammar; Should retiree add $500,000 of other savings to his KiwiSaver account?

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The Investor 16 February 2013

Financial misbehaviour disappointing. Ironically, a survey on New Zealanders’ financial behaviour was released just days before Christmas — a time of much financial misbehaviour, when everyone’s saying, “I don’t care what it costs, I’ve just got to buy something for Uncle Fred.”

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