Rainy Day Money

  • Why is it so important?
  • How much do you need?
  • How might you access the money — including through your mortgage
  • Where should you keep the money — if you haven’t got a mortgage

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.