Saving

NZ Herald 24 July 2021

Q&As:
– How to invest as inflation increases
– Does my writing stand the test of time?
– KiwiSaver provider’s services could be better
– Reader has a good laugh about real estate commissions …
– … while another one defends agents
– When agents sell their own houses

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NZ Herald 3 July 2021

Q&As:
– Better ideas on real estate agents’ commissions
– Reader does well with insurance complaint, not so well on contents cover
– Using insurance broker works well for some
– Is it wise to put all savings in KiwiSaver?
– KiwiSaver government contributions not for most over 65

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RNZ Radio 1 July 2021

Gender differences in handling money and investing
ASB info from customer transactions:
– Spending
– Money management
– Saving
– Retirement savings
– Knowledge
Other research:
– Risk
– Trading
– Scams
Messages for each gender

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NZ Herald 21 November 2020

Q&As:
– Early retirees should think about how that affects their children
– FIRE fan shares his savings numbers
– Exchange traded funds should have been included last week
– Reader’s time overseas won’t affect his NZ Super
– Enticing young into subsidising elderlies’ health insurance won’t work …
– … But maybe a GST change could help
– Accountant’s comment to tax complainers

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NZ Herald 14 November 2020

Q&As:
– FIRE movement lets you retire many years earlier
– Keep up basic health insurance in retirement, despite cost
– Rental or shares could save woman from reliance on the state
– Sorry, but overseas relative can’t get KiwiSaver government contribution

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RNZ Radio 5 November 2020

Test your knowledge of financial basics

Commission for Financial Capability did a survey:
– 22% got everything right
– Men did better and so did older people
– The questions — and later the answers
– Women with children did worse — why perhaps?

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NZ Herald 17 October 2020

Q&As:
– Boys’ KiwiSaver first home savings should work well
– No clear answer for family’s mortgage dilemma
– What if that cheque had been bigger?
– Reader can still call it a “cheque” account!
– Challenge on PIE tax only partly right

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NZ Herald 10 October 2020

Q&As:
– Time to accept that cheques are a thing of the past, and learn online banking
– “What’s that?” — the young ask about a cheque book
– For short-term money use term deposits or a cash fund
– Reader misses the point about fun element in Bonus Bonds
– One bank offers car and cash prizes on savings
– How to seek refund if you’ve overpaid tax on NZ Super

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NZ Herald 12 September 2020

Q&As:
– Compound interest can do astounding things over long periods
– Could helping adult children through an offset mortgage leave parents in the lurch?
– How do others on average incomes save for a house?
– The risks for Bonus Bond holders in waiting for the wind-up
– What if you think your deceased relative had unredeemed Bonus Bonds?

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NZ Herald 1 August 2020

Q&As:
– Couple muddling trusts and wills — and courting trouble by not discussing uneven inheritances with family
– Young hopeful homebuyer in a position to take risks
– KiwiSaver retirement estimates too high? — what to do about it
– Travel early in retirement, 85-year-old urges

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