Mortgages

NZ Herald 5 October 2019

Q&As:
– Reverse mortgages risky in early retirement
– Last week’s correspondent probably meant rental losses are now ring-fenced
– Tax system lacks integrity, here and in the UK
– Did I muddle money and percentages last week?
– Another idea for couple moving to Coromandel but wanting an Auckland option

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NZ Herald 28 September 2019

Q&As: Holders of small student loans are better off getting rid of them; KiwiSaver can add up over the years for self-employed and non-employees…; And also students; Mortgage interest still deductible on rental properties; People should check medical care before moving to smaller towns; Father and daughter celebrate Dad’s day in the kitchen.

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NZ Herald 21 September 2019

Q&As: Father of 5 loses Working for Families money through accountant’s error; New website helps you find ethical KiwiSaver funds; Split money between KiwiSaver and non-KiwiSaver, and consider paying down mortgage; Share fund might beat mortgage repayment, but it might not; Self-employed need a better deal from KiwiSaver.

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NZ Herald 14 September 2019

Q&As: Couple leaving Auckland shouldn’t worry about being unable to get back into that housing market; 96-year-old still saves — and likes visits more than presents; One reader thinks 88-year-old should spend as he pleases…; Another worries the granddad is being exploited …; And another says it’s important to talk to the elderly about money; Why shouldn’t a retired person get a mortgage?, reader asks.

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NZ Herald 13 July 2019

Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.

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NZ Herald 29 June 2019

Q&As: All the wrong people have — and don’t have — life insurance; Offset mortgages can work well; Help coming with KiwiSaver tax, but other joint accounts still a problem; Last week’s miffed reader adds light touch to column.

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NZ Herald 22 June 2019

Q&As: When having a separate savings account is not the best approach; Houses still cheap in Whanganui; Mt Albert reader offended by house price Q&A; KiwiSaver government contribution smaller in your first year; Provider says their fund is great for retirees; KiwiSaver withdrawals after 65 not instant.

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NZ Herald 11 May 2019

Q&As: Should solo mum keep her house and rent it out while moving to better school zone?; Invest in share fund or pay off mortgage?; No government guarantee of future NZ Super, but don’t worry about it; Why a KiwiSaver growth fund invests lots in fixed interest.

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NZ Herald 4 May 2019

Q&As: Comparing KiwiSaver funds with indexes a great idea — but can it be done well?; Compound interest starts small, but after a few years …; Pay down mortgage or invest elsewhere for children?; Don’t forget accommodation when weighing up investment in your home; Reader very happy with ASB service

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NZ Herald 27 April 2019

Q&As: With mortgage paid off, should KiwiSaver contributions rise — plus new contributions options; Does couple have too much in property, and does it matter?; Big KiwiSaver provider staff members don’t know basic info; One more provider gives kids a break on fees.

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