Mortgages

NZ Herald 7 December 2019

Q&As:
– The 3 ways a reader has “chowed through” her mortgage
– It’s not wise to skip health insurance altogether
– Reader gives us a stats lesson, through Bonus Bonds
– Banks’ bonus savings products too complicated
– 2 readers tell of easy ways to give to charity
– No I don’t screen readers’ letters because of their attitudes

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NZ Herald 16 November 2019

Q&As:
– What to do with a $200,000 Lotto win
– How does Inland Revenue handle Islamic banking?
– Drop in fund value explained
– 2 Q&As on handling charity donations after the donor dies
– Reader explains why millionaire could be aggrieved about NZ Super
– Another reader doesn’t buy my arguments on means-testing Super
– Is means-testing a far left idea?

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NZ Herald 9 November 2019

Q&As:
– Family tree doesn’t explain why women are worse off in retirement
– Should we give more NZ Super to those in need?
– Reader seeks ideas on giving to charity
– Offset mortgage one way parents can help children buy a home — but not a tax break
– Look beyond bank adviser
– Investors in KiwiSaver and other funds pay slightly less tax

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NZ Herald 2 November 2019

WOMEN AND MONEY

Q&As:
– A new kitchen might be best use of $15,000 no longer needed
– What can 66-year-old do to improve her situation? Maybe work longer
– How to find a suitable managed fund
– When lending to family, have a way to get your money out

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NZ Herald 26 October 2019

Q&As:
– Loan within family might work, but there’s lots to consider
– How to find KiwiSaver funds that are pretty much fully invested in shares
– No rules about KiwiSaver fund names
– Tax rate should be called “marginal” — or should it?

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NZ Herald 5 October 2019

Q&As:
– Reverse mortgages risky in early retirement
– Last week’s correspondent probably meant rental losses are now ring-fenced
– Tax system lacks integrity, here and in the UK
– Did I muddle money and percentages last week?
– Another idea for couple moving to Coromandel but wanting an Auckland option

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NZ Herald 28 September 2019

Q&As: Holders of small student loans are better off getting rid of them; KiwiSaver can add up over the years for self-employed and non-employees…; And also students; Mortgage interest still deductible on rental properties; People should check medical care before moving to smaller towns; Father and daughter celebrate Dad’s day in the kitchen.

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NZ Herald 21 September 2019

Q&As: Father of 5 loses Working for Families money through accountant’s error; New website helps you find ethical KiwiSaver funds; Split money between KiwiSaver and non-KiwiSaver, and consider paying down mortgage; Share fund might beat mortgage repayment, but it might not; Self-employed need a better deal from KiwiSaver.

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NZ Herald 14 September 2019

Q&As: Couple leaving Auckland shouldn’t worry about being unable to get back into that housing market; 96-year-old still saves — and likes visits more than presents; One reader thinks 88-year-old should spend as he pleases…; Another worries the granddad is being exploited …; And another says it’s important to talk to the elderly about money; Why shouldn’t a retired person get a mortgage?, reader asks.

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