Q&As: Check credit ratings before investing in finance companies; Reader gets higher term deposit interest by asking; Possible interest rate rise and what to do about your mortgage; How KiwiSaver employee contributions are counted towards tax credit.
Q&As: Single mother should stick with term deposits — but ladder them; 4 Q&As on whether mortgage interest should be deductible by landlords and homeowners; More people live in average rental property than in owner-occupied home; Taxpayers shouldn’t have to pay to get their tax return prepared; Reminder about getting maximum KiwiSaver tax credit.
Q&As: Should couple — with a possible baby soon — sell their rental?; What about another couple with teenagers, and an offer for their rental unit?; Real estate agents advises against quick sales, among other things; Government considering change to KiwiSaver employer contributions after 65; Reader is disgusted with teacher’s letter; Don’t overlook tax when comparing debt repayment with investing.
Q&As: Teacher loses KiwiSaver employer contributions at 65, but colleagues don’t; Pay off student loan or mortgage — or invest elsewhere?; Ex-real estate agent explains why it’s not wise to list with several agents; Why haven’t agents’ commission rates fallen as house prices soar?; Move to Kawerau not feasible, says Auckland pensioner.
Q&As: Low income doesn’t stop reader getting a mortgage — and a first home; One reader fails with a proposed change to real estate agents’ fees…; …but another succeeds; Mightn’t agents undervalue your property, says a reader; Mightn’t they overvalue it, says another.
What to tackle first: Credit card debt, mortgage or contributing to KiwiSaver? Part One: First get rid of credit card debt; Paying down mortgage is also great; Why contributing to KiwiSaver is so good; Best way to save for first home — and for some previous home owners.
Q&As: Warning to people on OE who are claiming KiwiSaver tax credit; People overseas can still contribute to KiwiSaver; Emergency money and paying off mortgage top priorities for reader; Sign up disabled son for KiwiSaver?; My KiwiSaver tax comment not strictly correct.