Mortgages

NZ Herald 26 August 2023

Q&As:
– One person’s waste of money is another person’s treasure
– Pick your period and you can make any point you want about shares
Plus:
– Upside, Downside: The one high-return, low-risk investment

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NZ Herald 5 August 2023

Q&As:
– Family fights over grandkids’ legacies
– Help for people struggling with debt
– KiwiSaver or mortgage or both?
– KiwiSaver provider gives wrong info
– Small businesses often charged more for card transactions…
– … and Sharesies making changes on this

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NZ Herald 22 July 2023

Q&As:
– Become a digital nomad — but keep the house
– What it’s like working with a financial mentor
– Sell the house and rent in retirement?
– Some banks reject parents’ loans to children for house buying
– A warning on lending to an elderly parent

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RNZ Radio 20 July 2023

The mortgage crunch: What you can do about it
– Survey finds worries about mortgage rate rises
– What to do: Important to talk to lender early
– Change term, switch to interest only, or reduce part or all payments
– But big increases in interest paid

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NZ Herald 15 July 2023

Q&As:
– Help for low-income people in rundown house…
– … And for woman with inheritance
– … And for reader with lousy luck
– Lend rather than give money to offspring to buy a home
– Letters about banking headed for Commerce Commission

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NZ Herald 8 July 2023

Q&As:
– Widow needs help with coping with son’s selfishness
– Scam text from “IRD” looks genuine
– Reader annoyed at having to phone bank to get better rate
– A warning for people changing banks
– Parents invest kids’ inheritances in a rental …
– … But did they follow the law?

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NZ Herald 1 July 2023

Q&As:
– Term deposit website worries me
– Not easy to invest for teens without their knowing
– Clever idea for helping your child into their first home
– Readers’ stories about switching to smaller banks

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NZ Herald 24 June 2023

Q&As:
– Where can 16-year-old get term deposit in their own name?
– The perils of guaranteeing an adult child’s mortgage
– Budget adviser likes reverse mortgages
– Colourful quotes from Bernard Baruch
Plus:
– Your story about switching banks

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NZ Herald 10 June 2023

Q&As:
– KiwiSaver provider’s ad looks like cherry picking to me
– Retired couple should sell their rental property
– You can repay reverse mortgages any time
– Reader takes note of bank credit ratings when choosing term deposits
– A reader’s story: Surviving Covid jitters, and upping KiwiSaver and mortgage payments

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NZ Herald 3 June 2023

Q&As:
– How could I resist? Quite easily, actually
– A short-term reverse mortgage works well for this reader…
– … But rates postponement might be better for this one
– Don’t overlook other banks’ term deposits
Readers’ stories:
– Column helps with recovery from accident
– House deposit money better in the bank

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