– Low interest not as bad as it seems — when we check out inflation
– Ideas for retiree struggling because of low interest
– Should retirement savings go into high-earning KiwiSaver fund?
– Apartment ownership not worry-free
– My tax gripe shot down
Q&As: Holders of small student loans are better off getting rid of them; KiwiSaver can add up over the years for self-employed and non-employees…; And also students; Mortgage interest still deductible on rental properties; People should check medical care before moving to smaller towns; Father and daughter celebrate Dad’s day in the kitchen.
Q&As: Father of 5 loses Working for Families money through accountant’s error; New website helps you find ethical KiwiSaver funds; Split money between KiwiSaver and non-KiwiSaver, and consider paying down mortgage; Share fund might beat mortgage repayment, but it might not; Self-employed need a better deal from KiwiSaver.
Is ethical investing becoming mainstream? Notes from a conference held in Auckland this week: Problems with naming; Importance of the issue; “Short termism” in the financial world; The big issue: trust; What government is doing; What KiwiSaver providers are doing; Why investors aren’t doing more; What investors can do easily.
Q&As: Newly divorced woman should buy house — because she wants to!; 2 Q&As on the best time to switch funds, which is when it suits you; AMP’s “woeful” long-term KiwiSaver returns, and what investors should do; You can’t “pay ahead” to get KiwiSaver government contributions.
Q&As: Reader timing market — but the better way. And making huge KiwiSaver contributions; 1% KiwiSaver contribution rate would help those on low incomes; MSD oppressive, says reader, but her points don’t all hold up; Reader thanks his Mum, MSD and me for getting good Super.
Q&As: How KiwiSaver works for someone on minimum wage; Reader using KiwiSaver money soon for first home shouldn’t be in growth fund; Suggestions for beneficiary who got inheritance …; … and a further question from him; Reader saddened by last week’s comment on beneficiary.