Q&As:
– Go to the beach when your managed fund dips
– Property is not liquid, but…
– Buy a rental elsewhere while being a tenant yourself?
– Disabled woman’s KiwiSaver balance challenged
– Letter last time “staggeringly mean”
What’s in store for KiwiSaver? Changes we might see, depending on election results:
– Employer, employee and self-employed contributions rise?
– Drop tax on returns?
– Paid parental leave changes
– Money for babies and school children?
– Ban on further total remuneration?
Q&As:
– More saving is not for everyone
– A way around “too much AI” in share funds
– Reader’s complaint seems mean
– “Sneakers guy” last time deserves praise
– Get the right sort of life insurance
– OK to move for cheaper housing?
– “I won’t browse there!”
Plus:
– Mary talking in Tauranga
Q&As:
– Life insurance important for family – and maybe a house?
– Disabled sister’s KiwiSaver probably not an issue
– Mum gets her cushion
– “Stop browsing and spend!”
– Fly and SKI with retirement savings
– Muslim attitude to wealth
Q&As:
– Old people missing out on joy?
– How KiwiSaver has changed, and the change that probably won’t happen
– Gift for grandson? Ask him!
– A quick way to get return numbers
– Shop around with your banking – it’s worth it!
How we’re doing in KiwiSaver
– FMA 2026 KiwiSaver Annual Report just released
– Average balance up 11%, but ….
– Over 65s staying in KiwiSaver
– Non-contributors should put in a bit
– More people switching funds — good and bad
– More people moving providers — good and bad
Q&As:
– Buying a rental property when close to retirement?
– 4 rules of reverse mortgages
– Are two funds more expensive than one?
– How to find an ethical low-fee fund
– Estate and tax considerations for couple
– Should partners have different KiwiSaver providers?
Can you pick the few great shares?
– Research on 100 years in US share market
– 60% of shares performed poorly
– 2 out of 1,000 shares created half the gains!
– Can you identify them?
– Diversification is boring but best
– How to diversify
Q&As:
– What couple should do with savings after cancer diagnosis
– How to hire a financial adviser…
– … and how to fire one
– Making the most of KiwiSaver in your 80s
– Don’t forget tax when weighing up home ownership
Q&As:
– Should couple sell their home, rent and invest in shares?
– Should we move out of index funds because crash is expected — maybe?
– Will house prices boom again?
– Do older singles get favourable treatment?