Ignoring the markets is good! Keep investing at the same pace regardless.
– Taxi driver’s story
– Research — regular investors do better
– What is dollar cost averaging, and why does it work?
– Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels
– Other advantages
Q&As:
– The middle age mortgage trap?
– Inflation no excuse to spend
– Can businesses refuse cash?
– Invest in shares daily rather than weekly?
– 2 Q&As: on the link between KiwiSaver withdrawal and NZ Super age
Q&As:
– Not every treat costs money
– How to spend more
– What happens to government KiwiSaver contributions when you head offshore
– A high-growth fund as you approach retirement?
– Try not to drop health insurance
Q&As:
– Insider tips from KiwiSaver provider about employee contributions
– Use KiwiSaver at 65 to pay off overdraft
Plus:
– Upside Downside: Risky behaviour: Taking on more volatility than you can cope with
– Risky behaviour: Letting your emotions rule your investment decisions
– Risky behaviour: Taking on more work or worry than expected
Q&As:
– Life insurance is usually for more than the funeral
– How to run elderly relative’s finances
Plus:
– Upside Downside: Risky behaviour: Expecting past performance to continue
Q&As:
– Owner of rental shouldn’t give up and sell
– Buy Hamilton house now or later?
Plus:
– Upside Downside: Risky behaviour: Putting short-term money in volatile investments
– Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– One person’s waste of money is another person’s treasure
– Pick your period and you can make any point you want about shares
Plus:
– Upside, Downside: The one high-return, low-risk investment
Q&As:
– Cutting back on spending won’t do the harm reader expects
– Not a good reason to avoid index funds
– So the market looks worrying? Stay put!
– 2 views on giving to grandchildren
– KiwiSaver withdrawal process angers reader
Struggling to pay rates? Try a rebate or postponement:
(First: A comment on National’s proposed KiwiSaver changes)
– People facing big rate rises
– Different councils’ offerings
– Rebates for people on low incomes
– Postponement in some cases for everyone
– How it works
– How to get help with this