Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property
Which KiwiSaver providers offer the best service? What might you be missing out on?
Which providers:
– Check if you contributed enough to get government max?
– Support members in market downturns?
– Let you be in more than one fund — and when that matters?
– Do best and worst over all
Where to get more info on this
Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real
Q&As:
– Are house prices too high?
– Bank needs to improve KiwiSaver withdrawal options
– In residential care subsidy rules, do charity donations count?
– My mistake with gifting number
– 2 Q&As on care subsidy details
– Legal execs “are not secretaries”
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
Q&As:
– Best retirement investment — running?
– No, I’ve still not converted to market timing
– Which KiwiSaver providers have the best fund flexibility?
– More on lawyers and wills
– Care subsidy could be unfair on couples
– Warn the family they may not get the house
– Consider curbing your gifts in retirement
Q&As:
– How to help students while also motivating them
– What happens to someone’s KiwiSaver when they die
– DIY to avoid “exorbitant” legal fees?
– Elderly care rules tough on middle-income retirees
We’re getting smarter with our KiwiSaver choices
Total funds nearly $100 billion — although dropped in 2022
4 good trends:
– More in growth funds
– More choice for investors
– Fees falling
– Good international investing
Correction about how long it takes employee contributions to reach providers
Q&As:
– Time to get braver with KiwiSaver
– Good to raise fund risk level
– More on cutting funeral costs
– A trick to get around probate issues?
– Employees’ KiwiSaver money gets to provider much quicker now
– Why employer and employee KiwiSaver contributions differ
Q&As:
– DIY funeral costs much less
– A better way to set up life insurance
– How life insurance helped a reader who is still alive
– It’s best to ignore fear and greed in the markets
– No tax break on KiwiSaver contributions via employer
– How to set up laddering of term deposits