Q&As:
– Keep investing, or get rid of that debt?
– Super Fund result doesn’t put me off passive funds
– Some readers dislike last week’s chauffeur letter…
– … While others love it
– Using tax loopholes “not open to criticism”?
Q&As:
– Drip feeding savings can really add up
– Sell the rental and earn more elsewhere
– Prepare for rental property disasters
– Couple has to pay the chauffeur!
– Envy or pride? Reactions to letters from the rich
– Lunch out on NZ Super
– Everyone should have enduring powers of attorney (EPAs)
– Would a maximum tax be good?
– Decimal currency ripped off kids!
How would you do in this financial knowledge test? Plus silly reasons for not being in KiwiSaver
– 4 questions about personal finance
– Old did better than young, and women did better than men
– 7 reasons given for skipping KiwiSaver are all faulty
Q&As:
– How should terminal cancer patient handle her money?
– Tax ideas:
– Tax-free amount for low earners?
– Get rid of cash?
– Use GST only?
– Don’t forget brightline test
– Yes, you have plenty to retire on…
– … Superannuitant gets along fine on just NZ Super
Update on ethical investing:
– Ethical investing is increasing in NZ
– But there’s still a way to go, says Mindful Money
– Impact investing also increasing
– Returns on ethical shares versus “sin stocks”
Q&As:
– Couple in their 90s find “hidden treasure”
– First home at 23, with no family help
– How to get 14-year-old into shares
– “Never give up — and know about the family finances”
– Couple very happy on $80,000 income
– How I did the maths last week
Q&As:
– Do fund managers “do nothing but take fees”?
– A good alternative to KiwiSaver hardship withdrawals
– Switching to a cheaper rental property has its pluses
– Control inflation by raising KiwiSaver contributions?
Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?
Repaying debt — student loans, mortgages and high-interest loans — what to do when
– Watch spending over Christmas and holidays
– What is wealth — and why it’s like a tank of water?
– Water into tank (savings) versus water out (interest on debt)
– Applied to high-interest debt, mortgages and student loans
Plus:
– Follow-up to last time. Simplicity improves its rating
Q&As:
– Are NZ houses unnecessarily big – and therefore more expensive?
– Could we just halve all house prices?
– Unfair to compare KiwiSaver and NZ Super Fund, but still …
– A property purchase that went brilliantly
Plus:
– Meaningful Christmas gifts