Shares and share funds

NZ Herald 4 December 2021

Q&As:
– Should young woman invest or concentrate on repaying student loan?…
– … And is her situation like last week’s beneficiary who inherited $1.5 million?
– 2 more readers angry with beneficiary
– In defence of a criticised headline
– How another beneficiary handled her inheritance
– Borrowing to invest in companies that, themselves, borrow
– 2 readers comment on last week’s Q&A about high KiwiSaver fees …
– … And another one jumps the gun on new low KiwiSaver fees

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NZ Herald 27 November 2021

Q&As:
– Reader’s KiwiSaver fees are highway robbery!
– Are banks better KiwiSaver providers?
– Beneficiary must declare big inheritance
– Got a mortgage and investments? You are effectively gearing
Plus:
– New KiwiSaver default funds are a great new option for many

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NZ Herald 20 November 2021

Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes

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Getting a KiwiSaver WOF

GETTING A KIWISAVER WOF — for people of all ages
Worried about how the Covid-19 pandemic is affecting your KiwiSaver investment, and wondering what to do about it?
Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since.

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NZ Herald 13 November 2021

Q&As:
– Reader wants to invest specifically in oil and gas industry
– Crash prediction didn’t happen
– 2 letters on investing in shares only if you have a 10-year horizon
– Longer vs shorter mortgage, and paying down mortgage vs investing
– KiwiSaver government contribution as you turn 65
– Are KiwiSaver fees tax deductible? And what are all those fees?

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NZ Herald 6 November 2021

Q&As:
– Should investor wait for world situation to change before investing in shares?
– A reader challenges my 10-year rule for share investments
– Why hasn’t ANZ paid Bonus Bonds investors yet?
– Should retired person move savings into KiwiSaver?
– Not all landlords are driven to maximise the rent they receive

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RNZ Radio 21 October 2021

Beware of the hype around IPOs (initial public offerings):
– What are they?
– Current examples
– Recent research on the 32 NZ IPOs since 2013
– Average performance: Good in first year, appalling long term
– The good ones
– The bad ones
– Conclusion: Don’t ignore IPOs. But take care

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NZ Herald 16 October 2021

Q&As:
– Reader, 95, could become the little old lady of online share traders
– Spending little on clothes — and worrying about 65-plusers still working
– Money making idea for last week’s Dad
– How hard is it to withdraw KiwiSaver money in retirement?
– Former teachers appreciate my comments
– State schools produce some notable ex-pupils
– Is this column disclaimer-free?

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RNZ Radio 23 September 2021

Where are we on ethical investing?
– Different names for it, and different approaches
– NZ report from Responsible Investment Association of Australasia
– How ethical investing is growing
– NZ v Australia
– Which issues do people most care about?
– Greenwash and what is being done about it
– Watch your risk level
– 2 good websites: Mindful Money and Responsible Returns

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NZ Herald 18 September 2021

Q&As:
– Grandparents’ best gift for a baby
– Single Mum should put house ahead of son’s private schooling
– Should last week’s Mum buy a cheaper house now?
– Yes, tenants can put up pictures, but they need to fix the walls afterwards
– A little of the high-risk stuff, but only a little!

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