Shares and share funds

Getting a KiwiSaver WOF

GETTING A KIWISAVER WOF — for people of all ages
Worried about how the Covid-19 pandemic is affecting your KiwiSaver investment, and wondering what to do about it?
Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since.

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NZ Herald 28 March 2020

Q&As:
– Reassurance for share owners — based on holiday home value
– 2 readers worry that their bank savings are in danger
– Clever timing with KiwiSaver moves unlikely to work out well
Plus:
– A note to other concerned correspondents

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NZ Herald 21 March 2020

Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote

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NZ Herald 14 March 2020

Q&As:
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological

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RNZ Radio 12 March 2020

What to do in KiwiSaver as share markets wobble:
– Best to do nothing — but learn about yourself and your investing
– What if you need your money soon?
– Listener letter: which shares to buy in this environment? And which to sell?
– Listener letter: Are KiwiSavers treated badly when it comes to moving funds?

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NZ Herald 7 March 2020

Q&As:
– Is it wise to contribute extra to KiwiSaver when the markets are down?
– Should default KiwiSaver funds be forced to drop fossil fuel investments?
– The biggest plus with KiwiSaver
– The best way to invest in individual shares
– Reader’s share strategy: sell the dogs

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NZ Herald 29 February 2020

Q&As:
– Why low fees — not high past returns — matter when choosing a KiwiSaver fund
– Put money in apartment or KiwiSaver fund?
– When to move between higher- and lower-risk KiwiSaver funds
– Should share investor sell top performers or bottom performers?

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RNZ Radio 27 February 2020

Active vs passive management of KiwiSaver and other funds
Why I disagree with result of recent debate on this:
– A bias in who took part?
– Passive funds will always be average — that’s fine
– Will the rise in passive management ruin the way the market works?

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NZ Herald 15 February 2020

Q&As:
– Reader plans to retire at 45
– Simplicity defends CEO’s colourful past
– Christmas grinch reports back on progress
– Scrap KiwiSaver and give the money to beneficiaries, says reader
– Hatch exec responds to Smartshares’ comments last week

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RNZ Radio 13 February 2020

Investors in shares — and most KiwiSaver investors — are doing “too well”
– Last year was exceptional
– Last decade was well above recent averages
– AND last decade was unusually “unvolatile”
– Don’t be lulled into thinking this will continue
– Shares are good investments, but…

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