Shares and share funds

NZ Herald 25 April 2020

Q&As:
– Reader regrets panic move out of KiwiSaver — and how to follow share trends
– Many more people are buying shares
– Should self-employed use up savings before asking for government help?
– Index funds not at a disadvantage in market downturn
– How can index funds beat the market?
– Which index for an index fund?
– Any time is fine for switching KiwiSaver provider

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NZ Herald 18 April 2020

Q&As:
– New share investors should skip single shares and use a fund
– Short-term share trading up — but most people don’t win
– Index funds proving themselves in down markets
– How “Preservation Fund” lost money — and is it better than bank term deposit?
– Angry reader wants gold in NZ dollars — but would it boost his case?
– Last week’s gold fan takes another look
– Gold helps with diversification

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Money Talk April 2020

Hope for the best, but expect the worst

If you’re investing in shares, always assume a downturn might be just around the corner — as recent events have dramatically shown!

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NZ Herald 11 April 2020

Q&As:
– How different is it this time?
– Is this a good time to subdivide?
– Was I too tough on last week’s mother?
– Is gold a good investment these days?
– How would bank deposit insurance work for term deposits?
– Bank credit ratings vary — and should you move money to Australia?
– Pay down mortgage with bank deposits — especially if nervous

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RNZ Radio 9 April 2020

Listeners’ questions about what they should and shouldn’t do with their investments at the moment
– When to move to a lower-risk fund
– A good time to add to a growth fund?
– Bank worries
– What to do with your mortgage

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NZ Herald 4 April 2020

Q&As:
– Daughter, 21, puts her Mum right on switching KiwiSaver funds
– Son seeks research on trading versus buying and holding shares, to convince Dad
– Got your visa? Get into KiwiSaver
– Don’t wait until markets recover
– Is it wise to take a “mortgage holiday”?
– Are different bank accounts treated differently if “haircut” happens?
– Should retiree try his luck again on timing the market?
– 20-year-old should get into share market cautiously
– Moving to higher risk is a good move

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Getting a KiwiSaver WOF

GETTING A KIWISAVER WOF — for people of all ages
Worried about how the Covid-19 pandemic is affecting your KiwiSaver investment, and wondering what to do about it?
Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since.

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NZ Herald 28 March 2020

Q&As:
– Reassurance for share owners — based on holiday home value
– 2 readers worry that their bank savings are in danger
– Clever timing with KiwiSaver moves unlikely to work out well
Plus:
– A note to other concerned correspondents

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NZ Herald 21 March 2020

Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote

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NZ Herald 14 March 2020

Q&As:
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological

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