Q&As:
– Go to the beach when your managed fund dips
– Property is not liquid, but…
– Buy a rental elsewhere while being a tenant yourself?
– Disabled woman’s KiwiSaver balance challenged
– Letter last time “staggeringly mean”
Q&As:
– More saving is not for everyone
– A way around “too much AI” in share funds
– Reader’s complaint seems mean
– “Sneakers guy” last time deserves praise
– Get the right sort of life insurance
– OK to move for cheaper housing?
– “I won’t browse there!”
Plus:
– Mary talking in Tauranga
Q&As:
– Life insurance important for family – and maybe a house?
– Disabled sister’s KiwiSaver probably not an issue
– Mum gets her cushion
– “Stop browsing and spend!”
– Fly and SKI with retirement savings
– Muslim attitude to wealth
Should you have health insurance?
– Why have it?
– Premiums are rising.
– Self-insure instead?
– Psychology of health insurance
– How to keep costs down
Are you making the most of bank deposit insurance?
– What is covered and what not?
– How to make the most of it
– Use a higher-risk deposit taker to get more interest?
Q&As:
– Should 78-year-old sell her home to neighbours and rent from them?
– Life insurance no longer needed
– Does CPI inflation include surcharges?
– Modern caravans not like the old days
– Many ideas for spending inheritance
– 2 Q&As on ethics around student loans
Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach
Q&As:
– Deposit compensation up and running
– What if someone pulls out of the scheme?
– KiwiSaver total remuneration defended
– What’s fair for over-65s in KiwiSaver?
– Total remuneration tempts people, who will later regret it
– Best way to self insure for health costs
– Couple has been lucky with health — so far!
Q&As:
– Biggest KiwiSaver provider ANZ’s policy not good for employees
– Couple are perfect candidates for reverse mortgage
– Are health insurance premiums negotiable?
– Some fans of health insurance
Q&As:
– Good way to help family members with a mortgage
– Don’t try to predict share crashes — it doesn’t work
– 2 Q&As on why you may not need health insurance
Plus:
– Scam warning