NZ Herald 19 December 2020
Q&As:
– Reader near 60 struggles to get mortgage…
– …Could she buy house with another reader?
– Southern Cross doesn’t cover some cancer drugs
– Happy with health insurance
Q&As:
– Reader near 60 struggles to get mortgage…
– …Could she buy house with another reader?
– Southern Cross doesn’t cover some cancer drugs
– Happy with health insurance
Q&As:
– Young couple should maybe take a rest from house hunting
– Which mortgage term? Split it
– Reader argues for concentrating on energy shares, but I disagree
– Why Boomers have had bad luck with Southern Cross
– Online game aims to help children learn about money
Q&As:
– Diversification — the only free lunch
– Drop health insurance and self-insure? It’s risky
– Increasing insurance excess slashes bill
– Leave GST alone, says reader
Plus:
– Meaningful Christmas gifts
– ‘Please don’t stop giving’
Q&As:
– Take care with “kids in chocolate shop” attitude to shares!
– Many exempt from proposed NZ Super residency rules
– Why Southern Cross doesn’t give long-term membership discount
– Don’t like Southern Cross? Go elsewhere
Q&As:
– Early retirees should think about how that affects their children
– FIRE fan shares his savings numbers
– Exchange traded funds should have been included last week
– Reader’s time overseas won’t affect his NZ Super
– Enticing young into subsidising elderlies’ health insurance won’t work …
– … But maybe a GST change could help
– Accountant’s comment to tax complainers
Q&As:
– FIRE movement lets you retire many years earlier
– Keep up basic health insurance in retirement, despite cost
– Rental or shares could save woman from reliance on the state
– Sorry, but overseas relative can’t get KiwiSaver government contribution
Economic wellness. Also National’s KiwiSaver idea.
– What ‘economic wellness’ means
– How can we achieve it
– Will our health improve if we achieve economic stability?
– Is it easier to be well if you have money?
Plus: Is National’s plan to let people withdraw $20,000 from KiwiSaver to start a business a good idea?
Paying off your mortgage allows you to get stuck into some serious saving
You’ve paid off your mortgage. Yay! But what now?
Q&As:
– The 3 ways a reader has “chowed through” her mortgage
– It’s not wise to skip health insurance altogether
– Reader gives us a stats lesson, through Bonus Bonds
– Banks’ bonus savings products too complicated
– 2 readers tell of easy ways to give to charity
– No I don’t screen readers’ letters because of their attitudes
Q&As: How to help reluctant grandfather with his finances; Is insurance a rip-off, and therefore you should self-insure?; Now is the wrong time to buy or build — or is it?; Last week’s correspondent opens money conversation with his wife. Money Week theme: Talking about money.