Does Christmas have to be like this?
- First — an early thought about a new year’s resolution
- Survey findings on Christmas spending
- Survey findings on Christmas financial stress
- Things to think about this Christmas
- Other ways to do it
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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.