Q&As: Couple leaving Auckland shouldn’t worry about being unable to get back into that housing market; 96-year-old still saves — and likes visits more than presents; One reader thinks 88-year-old should spend as he pleases…; Another worries the granddad is being exploited …; And another says it’s important to talk to the elderly about money; Why shouldn’t a retired person get a mortgage?, reader asks.
Insights from conference on retirement income. Conference run by Retirement Policy and Research Centre at University of Auckland, 26 April 2019. Speakers included Minister of Consumer Affairs Kris Faafoi. Broad aim: Smoothing lifetime consumption. What does that mean?; NZ Super: How poor are 65+ people? Can we afford Super in future?; Health in old age: Not all worrying; Decumulation (spending retirement savings): Help from government needed. Home ownership issues; NZ on world stage: What we do well.
Q&As: It’s great if you pay more tax than you get back; Why should I bother to save?, readers asks; How tax proposals would affect KiwiSaver — and rule of thumb for retirement spending; Reader thinks CGT should decrease the longer you hold an asset. A note about your questions about tax.
Q&As: How to tell term deposit institutions apart; Frugal superannuitants seem hurt by last week’s column; Real estate agent defends colleagues, and shares a couple of secrets; Dividend reinvestment plans work well for many shareholders; 2 Q&As on who is a professional.
Q&As: Alternative commission gives real estate agents incentive to get you a high price; Yes I was dead serious about telling woman to save less and spend more; Great granddad’s KiwiSaver gift a great idea; Ideas for 16-year-old’s inheritance; Helpful website for tiny house owners and people with land to share.