Q&As:
– Old people missing out on joy?
– How KiwiSaver has changed, and the change that probably won’t happen
– Gift for grandson? Ask him!
– A quick way to get return numbers
– Shop around with your banking – it’s worth it!
Q&As:
– Sell the rental and have some fun
– What to do after redundancy
– Setting up money for granddaughter’s KiwiSavers
– Is a live-apartnership just dating?
– Nobody’s coming after her money
– Slow process to get KiwiSaver money into account
Q&As:
– How to make KiwiSaver more universal
– Would KiwiSaver compulsion hurt early retirees?
– Should Mum switch providers?
– 64-year-olds told to apply for NZ Super
– How much foreign pensions help NZ Super
Is KiwiSaver leaving some people behind?
– Increasing calls to change this
– Lower income people less likely to contribute
– Hardship withdrawals increase
– Suggestions: children’s accounts, change govt incentives, contributions to beneficiaries, sidecar accounts
ACT’s good KiwiSaver idea — and the 2 KiwiSaver changes I most want
– ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end.
– My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries.
– My change 2: Sidecar KiwiSaver accounts to use in emergencies.
Q&As:
– Where to put money for new grandchild
– Could retiree be “forced” to sell shared land?
– How one family funded children’s uni
– Watching caravans turning!
– Sad story about selling house to neighbour…
– … and happy one
– Alternative to reverse mortgage
Plus:
– Appearance at Auckland Writers Festival
2 KiwiSaver changes from April 1 — how to make the most of them, especially for teens
– Employee and employer contributions rise from 3 to 3.5%
– You can get a temporary hold on this
– Employer contributions start for 16 and 17-year-olds
– How to help teens get KiwiSaver head start
Q&As:
– Should 78-year-old sell her home to neighbours and rent from them?
– Life insurance no longer needed
– Does CPI inflation include surcharges?
– Modern caravans not like the old days
– Many ideas for spending inheritance
– 2 Q&As on ethics around student loans
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?