Q&As:
– Small savings safe in KiwiSaver — as long as …
– How to withdraw retirement savings set up in three tiers
– An example for a fairly risk-averse retiree
– What to use instead of a cheque in the Christmas card
– No, I haven’t been ripped off!
Plus:
– Enter the giveaway of my books for Christmas
Q&As:
– Tips for student soon to start university — including “have fun!”
– Should granddaughter stop KiwiSaver while on leave?
– Banks “cavalier to consumers”
– Will you lose money permanently higher-risk KiwiSaver funds?
– Why moving funds is like moving houses
Q&As:
– Which type of housing will grow fastest in value? Who knows?
– Should all family members be with the same KiwiSaver provider?
– How to sign up children to KiwiSaver, and how to contribute to it
– Reader suggests alternative investment for 6-year-old with inheritance
– When older people can still get a mortgage
Q&As:
– There’s still hope for scam victims
– Gloomy reader was wrong one year later, and 11 years later!
– Retired couple’s two worries — fluctuating KiwiSaver and access to the money
– What to do with 6-year-old’s inheritance
Q&As:
– A spoilt grandson? Set up a contest with him!
– When KiwiSaver government contribution is smaller
– Is it OK to move to higher-risk KiwiSaver fund?
– … How about to a lower-risk fund?
– Don’t stop contributing to KiwiSaver
– One reader does well with Bitcoin
– Buffett on Bitcoin
– Reader worries about others’ Bitcoin “investments”
Are KiwiSaver funds good value for money? If not, what should you do about it?
A listener asks about Financial Markets Authority report on KiwiSaver and other managed funds
– 3 key findings: impact of fees, wrong indexes, commissions paid
– KiwiSaver still worth being in because of government and employer contributions
– But go for low fees
– Funds with high returns often don’t stay good
– Is KiwiSaver best if contributing for grandchildren?
Q&As:
– Landlords are not villains
– Rental property tax rule unfair
– His head said rent, but his heart said buy
– How to tell if your KiwiSaver fund holds DGL, or any other investment
– Student share clubs could teach about index funds
– Sexy student investing, and drunken share trading
– FMA relaxed about share clubs
– Bonus Bond story with happy ending
Q&As:
– It’s not easy for renter landlords
– Plenty of unknowns for homeowners as well as renters
– Financial education happening in schools
– Share investing not a game
– Long long waits on Bonus Bond phone line
Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind
Q&As:
– Yes, start a school share club, but watch the messages
– Reader offers help with setting up a share club
– Gold good for 2000 years, says reader
– Which prices have risen most — and the good news about wages
– This column loses a reader, for his “mental well being”