Charities

NZ Herald 30 April 2022

Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind

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NZ Herald 26 March 2022

Q&As:
– So you’re a millionaire? Big deal!
– Moving KiwiSaver provider in volatile times
– Which to pay off first — student loan or mortgage?
– Charity unhappy with last week’s wording
– An offer for those setting up scholarships
– 3 NZ Super recipients are unhappy with the rules

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NZ Herald 19 March 2022

Q&As:
– Should you lie on your NZ Super application?
– Why Super rules make sense
– Donor could start a scholarship, or a grant
– Give while you live — and get a tax credit
– Most are happy with reverse mortgages
– Idea for couple: move into the bach
– Muddling up energy companies

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NZ Herald 12 March 2022

Q&As:
– Property-rich, cash-poor couple can keep their bach
– How to give away millions of dollars
– Conservative KiwiSaver funds not all that conservative
– Dividend reinvestment plans work well for most shareholders

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NZ Herald 18 December 2021

Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!

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NZ Herald 11 December 2021

Q&As:
– Ignore KiwiSaver fund performance over a few months
– Why you should focus on a fund’s fees, not its returns
– Your KiwiSaver fund has done well in recent years? So what!
– How hard it is for beneficiary parents to get back into work
– A reader’s quote is out of context — and he should stop being mean!
Plus:
– Meaningful Christmas gifts

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NZ Herald 26 June 2021

Q&As:
– Disliking government spending no excuse for tax dodging
– Is it wise to boost your mortgage to invest in KiwiSaver?
– Should KiwiSaver providers who get performance fees pay if they perform badly?
– NZ tops four house price measures
– When switching insurance company check on service as well as price
– Givealittle not a good substitute for house insurance
Plus:
– Don’t miss out on KiwiSaver money

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RNZ Radio 3 June 2021

Reverse mortgages revisited, and 10 ways to make retirement easier financially
– Further thoughts about reverse mortgages — when younger retirees might use them
– Retire later — job satisfaction, social contact, financial
– Move house, and maybe town
– Boarders or flatmates or Airbnb
– Subdivide
– Rates rebates if on low income
– Rates postponement on any income in some places
– Accommodation supplements (government help with rent, board or home ownership costs)
– Sell your house and be a tenant
– Sell assets on Trade Me etc. including valuables
– At 90, you become the charity!

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NZ Herald 8 May 2021

Q&As:
– Mindful Money website helps you invest in what matters to you
– 3 KiwiSaver providers invest in community housing
– Another organisation helps people in debt traps
– Overpaying tax leads to big smiles
– 2 Q&As on tax ramifications of parents helping children into housing
– Readers wants unpaid work acknowledged

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NZ Herald 5 December 2020

Q&As:
– Diversification — the only free lunch
– Drop health insurance and self-insure? It’s risky
– Increasing insurance excess slashes bill
– Leave GST alone, says reader
Plus:
– Meaningful Christmas gifts
– ‘Please don’t stop giving’

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