This segment was broadcast on 12 May 2016. Some information may be out of date.

More on spreading your money around

  • How to diversify each type of asset
  • Chances of your account balance falling
  • Diversifying… around the world
  • …With mortgages
  • …Over time

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.