Term deposits

NZ Herald 15 December 2018

Q&As: “Better area” doesn’t necessarily mean it’s a better investment; TSB is like Kiwibank on term deposit rules; Should superannuitant put inheritance in KiwiSaver to avoid means test?; Parents in 70s should quit work and get assistance; Advantages of not getting residential care subsidy; 55-year-old might as well retire.

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NZ Herald 8 December 2018

Q&As: Penalty acceptable for breaking term deposit, but not month-long wait; Another theory on “rule of thumb”; More on “government pays” versus “taxpayer pays”; Reader’s parents “milked the system”; Meaningful Christmas gifts.

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NZ Herald 18 August 2018

Q&As: Locking in KiwiSaver savings might work well; An idea for KiwiSaver with Down Syndrome; Westpac’s computer too clever; KiwiSaver best place to save for grandson; Pensioner helps granddaughter in the here and now.

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NZ Herald 14 July 2018

Q&As: Breaking term deposit not easy, even after customer has stroke; How couple might set up money for retirement…; …And how a more conservative woman might do it; No change on KiwiSaver employer contribution rules — yet.

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RNZ Radio 12 July 2018

What people still don’t get about KiwiSaver! Plus discussion with a listener on employer contributions: Follow-up to last time about KiwiSaver and employer contributions; Survey on which investments give best returns; Why KiwiSaver should score better; Other concerns with the findings.

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NZ Herald 30 June 2018

Q&As: Reader’s analysis is iffy — NZ shares have grown more than house prices; KiwiSaver member unhappy with post-65 withdrawal process; Do the calculations on whether higher term deposit rates are worth it; Simple and fair taxation impossible, but we have to try.

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NZ Herald 23 June 2018

Q&As: Check credit ratings before investing in finance companies; Reader gets higher term deposit interest by asking; Possible interest rate rise and what to do about your mortgage; How KiwiSaver employee contributions are counted towards tax credit.

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NZ Herald 16 June 2018

Q&As: Who to appeal to on KiwiSaver financial hardship withdrawal; Check insurance if doing Airbnb; Upset reader wants me to apologise to fathers; Pick your term when ‘laddering’ term deposits; Ask the bank, and ye shall receive; Tax on landlords ‘would be unfair’; One reason some don’t contribute to KiwiSaver.

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NZ Herald 9 June 2018

Q&As: Single mother should stick with term deposits — but ladder them; 4 Q&As on whether mortgage interest should be deductible by landlords and homeowners; More people live in average rental property than in owner-occupied home; Taxpayers shouldn’t have to pay to get their tax return prepared; Reminder about getting maximum KiwiSaver tax credit.

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