Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.
Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.
Q&As: Stick with mostly global shares, despite NZ’s recent great performance; Time to top up for KiwiSaver government contribution — and how to work out your contributions; Money gift from father won’t affect using KiwiSaver to buy first home; KiwiSaver investment choices much wider than reader thinks.
Why sticking with NZ investments is foolish: Diversification — NZ is a tiny portion of world markets; How to invest offshore — in KiwiSaver and elsewhere; What about foreign exchange risk?; How much of your investments should be offshore?; Is investing offshore disloyal to NZ?; What is hedging, and is it good?
Q&As: Car buying decisions not always rational; Should young man invest in Fiji, buy a house, or neither?; Why it takes so long to process KiwiSaver contributions; When must self-employed make employer contributions to KiwiSaver?; I will try to run more non-KiwiSaver Q&As; Last week’s picture offends a reader.