This article was published on 5 May 2022. Some information may be out of date.

Listeners’ letters about KiwiSaver and inflation

  • Should you stop KiwiSaver contributions when your balance falls?
  • Should you switch KiwiSaver provider in a down market?
  • With inflation at 7%, do you need to earn 10.3% before tax to stand still?

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Mary Holm, ONZM, is a freelance journalist, a seminar presenter and a bestselling author on personal finance. She is a director of Financial Services Complaints Ltd (FSCL) and a former director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it. Send questions to [email protected] or click here. Letters should not exceed 200 words. We won’t publish your name. Please provide a (preferably daytime) phone number. Unfortunately, Mary cannot answer all questions, correspond directly with readers, or give financial advice.