Apprentices v graduates
The importance of starting to save early
- How can 2 conflicting studies both be true?
- How much difference 2 years makes to lifetime saving
- Applying this to KiwiSaver
- Taking inflation into account
Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.