Q&As:
– He’s rich, but unhappy. Volunteer!
– KiwiSaver v mortgage. Plus expected KiwiSaver returns
– Better KiwiSaver for self-employed — and beneficiaries
– When is a tax break not a tax break?
– Option for couple who bought retired parents’ home
– A “lottery” you can’t lose
Your big chance — save your tax break!
– Could be much better off in retirement, with no pain
– Applies to almost everyone
– Set up auto transfer
– Could total more than quarter of a million dollars in retirement
Plus:
– Similar situation if don’t spend on Lotto, but …
– Confirming wages do grow faster than inflation
Q&As:
– Worried about losing your job?
– Retirement costs in New Zealand…
– … or you could move overseas
– Better uses of credit card rewards
– Alternative to health insurance?
– Public v private health care
Q&As:
– Pros and cons of employee share ownership schemes
– Mortgage interest lower than 80s, but …
– Ask your bank for higher interest on term deposits
– Laddering term deposits when drip feeding in
– A reader, columnist and subeditor all got it wrong!
– Over the years — a request for letters
Q&As:
– Many ways to boost retirement savings in 10 years…
– … Also be in KiwiSaver, and consider reverse mortgage
– KiwiSaver government contribution when overseas
– No thank you to this unbelievable offer
– Bank changes coming soon — and one that’s not
Q&As:
– There’s still hope for scam victims
– Gloomy reader was wrong one year later, and 11 years later!
– Retired couple’s two worries — fluctuating KiwiSaver and access to the money
– What to do with 6-year-old’s inheritance
Q&As:
– What is the difference between investing and gambling?
– Do over-65s pay their way in terms of tax and NZ Super?
– Reader has a perfect job for someone over 70
– 2 Q&As about selling rentals in retirement and what to do with the money…
– … And a retired reader who has no intention of selling his rentals
Q&As:
– Why rentals may not work well in retirement — use KiwiSaver instead
– KiwiSaver fees are falling, but some are still high
– Reader tells of another dynamic “little old lady”
– It’s not easy for everyone to work into their 70s
– Family issues may affect older worker decision
– Last week’s boomer lacked understanding, reader says
Q&As:
– Reader, 95, could become the little old lady of online share traders
– Spending little on clothes — and worrying about 65-plusers still working
– Money making idea for last week’s Dad
– How hard is it to withdraw KiwiSaver money in retirement?
– Former teachers appreciate my comments
– State schools produce some notable ex-pupils
– Is this column disclaimer-free?
Q&As:
– Couple should be able to have both a house and another baby — if they watch their spending
– House price data allows for huge price jumps from developer purchases
– Should couple pay more for house to be in best school zone?
– Son defends private schooling from Mum’s comments about drawbacks
– How KiwiSaver cash fund might work for person over 65
– Encouragement for woman in 50s who wants to quit her job