NZ Herald 26 July 2025
Q&As:
– Should parents monitor older teens’ bank accounts?
– Pay down mortgage or save?
– Reader: Shares are not high-risk
– Am I a Boglehead?
– Low-fee funds winning for this family
– Can employer not do KiwiSaver?
Q&As:
– Should parents monitor older teens’ bank accounts?
– Pay down mortgage or save?
– Reader: Shares are not high-risk
– Am I a Boglehead?
– Low-fee funds winning for this family
– Can employer not do KiwiSaver?
Q&As:
– On benefits and inheritances
– Why share broker asks all those questions
– Charities make it too hard to give
– Landlords worse off than tenants?
– One landlord’s take on it all
– More landlords equal lower rents
– Thanks for running angry letter
Q&As:
– A different investment for retirement
– How costs of care affect retirement savings …
– … And one couple’s experience
Plus:
– The Stock Picking Game
Test your financial knowledge
– 7 questions to test your financial knowledge
– How to do test at your own pace, and get explanations of the answers
Q&As:
– Another good reason to get children into KiwiSaver
– KiwiSaver works well in retirement
– Keep life insurance for ex?
– Gold has seen big losses as well as gains
– One way to plan savings in retirement
Q&As:
– Gold not the answer for this reader
– “Should I or shouldn’t I reduce risk?”
– Couple’s tax idea not fair
– A reverse mortgage in a retirement village?
– Can move KiwiSaver overseas with you
Q&As:
– Don’t get too confident about your investment skills
– A way to compare paying down mortgage vs shares
– Home loans get easier over time
– Putting “princely sums” in context
– KiwiSaver returns over a decade
– How banks lend to retired people
– Move to new provider, at same risk, any time
Q&As:
– Home ownership v shares
– KiwiSaver funds beat inflation
– Deposit compensation list released
– Should woman borrow more than she needs?
– Where to get into on reverse mortgages and home reversion
– Boost KiwiSaver contributions any time
– Shorter questions please
The wisdom of our listeners!
Listeners’ best financial moves — entries in recent giveaway of Mary’s newly updated “Rich Enough? A Laid-back Guide for Every Kiwi”. We can all learn from them — or be amused by them.
– Marriage
– Debt
– Budgeting
– Investments
– Less conventional investments
– Saving for children
Q&As:
– How to be fair with gifts to children for home purchases
– When share investments might not do well over a decade
– Challenging a family trust distribution
– Why reverse mortgage interest rates are higher
– A mortgage fund versus term deposits
– Winners in book giveaway