Q&As:
– Proposed KiwiSaver change would help, not hurt, young Mums
– Changes to KiwiSaver savings suspensions seem to be working
– Rule of 72 tells how long for an investment to double, or what return it earned
– Getting clever with bank term deposits
– What to do when facing KiwiSaver loss
Q&As:
– When house seller can say “Take it or leave it” and when they can’t
– 3 correspondents on how long it will be before the share markets rally
– Mum with cancer questions her KiwiSaver withdrawal process
– Nice try, but this is not a way to get around KiwiSaver “total remuneration”
– Nothing new about currencies trying to avoid government regulation
Q&As:
– Why lower fees for retired KiwiSaver wouldn’t work
– I decline a challenge on market timing
– One reason to use a real estate agent
– How to test if a company is a scam
– Reader “sucked in” more than he realises
Plus:
– Talk on Mistakes Investors Often Make
Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility
Q&As:
– Bitcoin a worrying investment — even if bought through a local platform
– When is a cash fund not a cash fund?
– Why funds with lots of bonds are doing badly
– Get your money in the right risk levels for you
– Reader says tax system favours landlords…
– … While another says the opposite
Q&As:
– A mortgage interest rate rise from 11 to 18 per cent. Yikes!
– Should reader keep contributing to KiwiSaver as her balance falls?…
– … And should another move to a KiwiSaver cash fund?
– Rentals have more people living in them, says landlord advocate
– One landlord tries to shoot the messenger…
– … While another speaks plainly to other landlords
– How one share club is run — and you can join it
Is rental property a good investment?
Listeners’ questions covering:
– Tax changes
– Politics
– Tenant issues
– Incentive to save by paying down debt
– Property managers
– The pluses and minuses of gearing — borrowing to invest
Q&As:
– Landlords are not villains
– Rental property tax rule unfair
– His head said rent, but his heart said buy
– How to tell if your KiwiSaver fund holds DGL, or any other investment
– Student share clubs could teach about index funds
– Sexy student investing, and drunken share trading
– FMA relaxed about share clubs
– Bonus Bond story with happy ending
Q&As:
– It’s not easy for renter landlords
– Plenty of unknowns for homeowners as well as renters
– Financial education happening in schools
– Share investing not a game
– Long long waits on Bonus Bond phone line
Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind