Q&As: Is the family home an investment?; You can get a benefit even if you have savings…; …And having 1 or 2 boarders won’t affect your benefit; 2 letters on study options for last week’s correspondent; One way to save for retirement travel in Europe; Should ‘whingers’ take care of elderly parents themselves?
Q&As: Which is better — a KiwiSaver share fund or KiwiSaver property fund?; KiwiSaver investments don’t change at 65, unless you’re in a life stages option. What are they?; No tax consequences of parents’ gift to help pay off mortgage; Bring UK shares over and pay down mortgage.
How emotional thinking can get in the way of good investing. Understanding common reactions can help you guard against bad decisions. Reactions include: Responding to how things are presented; Sticking with the status quo; Responding to how things are named; Following the crowd; Emotional attachment; Being overwhelmed with information; Fear of regret; Not considering the whole portfolio.