Different types of investments: The main ones — cash, bonds, property and shares; More about bonds; How to tell how risky a bond is; What about forestry, collectibles etc?; What is a managed fund?
Q&As: Reader suggests an economist could explain unfair tax on term deposits and property investment; …And the economist does so; Shares work well for retiree; 3 ways another retiree could cut expenses; How to reduce the cost of a funeral; Debt-dodging daughter should attend a course.
Listeners’ questions on rental property and KiwiSaver. Questions include: Rental property — A good idea to buy a second rental?; KiwiSaver — Are providers rated?, Contributions versus mortgage repayment, What happens at 65?, What happens if I die before 65?, Join up under fives?
Q&As: 80-year-old is still spending up large; What happens when bank KiwiSaver providers invest heavily in their own products?; The complexities of buying an apartment; Another KiwiSaver provider offers regular withdrawals in retirement; Auckland housing market not a Ponzi scheme, but how about the Greater Fool theory?
Q&As: Risks of property investment — especially sections; Owning modest home plus rental versus owning more expensive home; Don’t count on politicians’ long-term promises; Why the young of today might criticize NZ Super; Another perspective on government rest home subsidy; Coffins or shrouds?
Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.