NZ Herald 6 December 2025
Q&As:
– Couple in 70s sell home to fund retirement fun
– While couple in 50s may choose to stay renting
– How young reader may get into housing market
– Where are those tiny KiwiSaver fees?
Q&As:
– Couple in 70s sell home to fund retirement fun
– While couple in 50s may choose to stay renting
– How young reader may get into housing market
– Where are those tiny KiwiSaver fees?
Q&As:
– Good and bad debt — and when good debt goes bad
– Cryptocurrency hugely volatile, not for the short term
– Aliens’ view of gold investments
– KiwiSaver first home withdrawal when buying bare land
– Meaningful Christmas presents
Q&As:
– House-sitting their way to home ownership — and keeping debt down
– Gold v share funds v rental property
– Is burying your gold a good idea?
– Unusual Simplicity fund investments
– Correction on share fund tax
2 unhappy listeners: on home ownership v renting, and active v passive fund managers
– Email from woman with mortgage-free house challenging my statement about renting being cheaper than home ownership
– Text from man challenging what I say about active fund management
Q&As:
– Is it time to move out of growth funds?
– Bank KiwiSaver funds not in compensation scheme
– Gold v shares? What about costs?
– Preference shares not an alternative for term deposits
Q&As:
– How gold compares with shares over the short and long term
– Property fund wrong for 92-year-old
– Is this a good time to reduce KiwiSaver risk?
– Cash fund? Term deposits? A bit of both
– Reader unfair about last week’s Q&A
Q&As:
– Splurging in retirement not so bad
– Government’s unrealistic expectations on KiwiSaver
– Index funds are not for the short term
– 2 Q&As on cash fund investments and risk
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
My top ten money tips — Part 1
– Be in KiwiSaver — get the free money
– Get the right risk level — most important
– Don’t assume success will continue
– Diversify within one type of asset: shares, bonds
– Diversify over different assets
– Plus some listener questions
Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach