Banking

RNZ Radio 18 December 2025

Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage

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NZ Herald 15 November 2025

Q&As:
– Is it time to move out of growth funds?
– Bank KiwiSaver funds not in compensation scheme
– Gold v shares? What about costs?
– Preference shares not an alternative for term deposits

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NZ Herald 18 October 2025

Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach

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NZ Herald 11 October 2025

Q&As:
– Renting out a bach can be complicated
– Don’t give bank account number to a possible scammer
– Defining managed, active and passive funds
– Problems with proving who you are
– Rare praise for a bank

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NZ Herald 4 October 2025

Q&As:
– A bank account for a couch surfer
– No, it’s not me! Scam warning
– Reader excited by recent returns …
– … While another gets a little bit brave
– Now retired, we’re selling our rental
– Is renting out bach a good idea?

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NZ Herald 20 September 2025

Q&As:
– Buying a rental not a good idea for 69-year-old
– A way for kids’ KiwiSavers to grow fast
– Fund closures worry a reader
– Trusts and other depositors covered by compensation scheme
– Smart device required for this bank account

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NZ Herald 13 September 2025

Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach

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NZ Herald 6 September 2025

Q&As:
– Deposit compensation up and running
– What if someone pulls out of the scheme?
– KiwiSaver total remuneration defended
– What’s fair for over-65s in KiwiSaver?
– Total remuneration tempts people, who will later regret it
– Best way to self insure for health costs
– Couple has been lucky with health — so far!

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NZ Herald 23 August 2025

Q&As:
– Good way to help family members with a mortgage
– Don’t try to predict share crashes — it doesn’t work
– 2 Q&As on why you may not need health insurance
Plus:
– Scam warning

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