NZ Herald 29 August 2026
Q&As:
– What couple should do with savings after cancer diagnosis
– How to hire a financial adviser…
– … and how to fire one
– Making the most of KiwiSaver in your 80s
– Don’t forget tax when weighing up home ownership
Q&As:
– What couple should do with savings after cancer diagnosis
– How to hire a financial adviser…
– … and how to fire one
– Making the most of KiwiSaver in your 80s
– Don’t forget tax when weighing up home ownership
Setting up a rainy day fund
– Sorted Money Month: This year — emergency money
– Good for mental health
– How to set up a fund and how much
– Sorted Buffer Builder app
– Putting money slightly out of reach
– “Give it to charity”
Q&As:
– Sell the rental and have some fun
– What to do after redundancy
– Setting up money for granddaughter’s KiwiSavers
– Is a live-apartnership just dating?
– Nobody’s coming after her money
– Slow process to get KiwiSaver money into account
Sad stories and help for financially struggling people
– Retirement Commission (Te Ara Ahunga Ora) — conference highlights.
– Stories of financial hardship
– How financial mentors help — but they’re losing funding
– How banks are helping
– Some good news
Are you making the most of bank deposit insurance?
– What is covered and what not?
– How to make the most of it
– Use a higher-risk deposit taker to get more interest?
Laddering — best way to invest bank term deposits. Can also ladder mortgages.
– Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money!
– How to set up laddering.
– Ladder your mortgage.
– Also — bargain with your bank.
Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage
Q&As:
– Is it time to move out of growth funds?
– Bank KiwiSaver funds not in compensation scheme
– Gold v shares? What about costs?
– Preference shares not an alternative for term deposits
Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach
Q&As:
– Renting out a bach can be complicated
– Don’t give bank account number to a possible scammer
– Defining managed, active and passive funds
– Problems with proving who you are
– Rare praise for a bank