Q&As:
– Where can 16-year-old get term deposit in their own name?
– The perils of guaranteeing an adult child’s mortgage
– Budget adviser likes reverse mortgages
– Colourful quotes from Bernard Baruch
Plus:
– Your story about switching banks
Q&As:
– KiwiSaver provider’s ad looks like cherry picking to me
– Retired couple should sell their rental property
– You can repay reverse mortgages any time
– Reader takes note of bank credit ratings when choosing term deposits
– A reader’s story: Surviving Covid jitters, and upping KiwiSaver and mortgage payments
Q&As:
– How could I resist? Quite easily, actually
– A short-term reverse mortgage works well for this reader…
– … But rates postponement might be better for this one
– Don’t overlook other banks’ term deposits
Readers’ stories:
– Column helps with recovery from accident
– House deposit money better in the bank
Q&As:
– A reverse mortgage that hasn’t gone well …
– … But it might work for this reader
– A great tip on how to get more on your term deposit
– Buying shares is much cheaper these days
– A reader’s story: Many wise moves, and a great attitude
How to complain about any financial service in NZ:
– What firms are covered
– The financial disputes system in NZ
– Free to you, and you don’t have to accept decision
– How they are funded
– What they do — and don’t do
– Your first steps to getting help
Q&As:
– Reader’s idea not the best way to get into shares
– KiwiSaver provider’s advice not the best
– How banks could also benefit from laddered term deposits
– Laddering over several banks? Why not!
– How to ladder a mortgage
Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering
Q&A:
– Why 2022 was a rare bad year for KiwiSaver
– Reader misses the point about laddering term deposits
– Some sympathy for banks over credit card payments
– Tax and international shares — not the most important factor
Q&As:
– Australian share market moves like ours, despite industry differences
– One way to deal with Aussie shares if your partner dies…
– … And another
– Banks should teach their staff about laddering
– Is bank over-protective about credit cards?
Q&As:
– Share funds tend to perform better than DIY share investments
– Reader, 64, should keep working if that’s what it takes to keep her home
– A simple way to explain laddering term deposits to the bank