Q&As:
– Many ways to boost retirement savings in 10 years…
– … Also be in KiwiSaver, and consider reverse mortgage
– KiwiSaver government contribution when overseas
– No thank you to this unbelievable offer
– Bank changes coming soon — and one that’s not
Q&As:
– One reader may be overdoing diversification…
– … While another may be underdoing it
– KiwiSaver fund reports 70% return
– Banks soon moving to 365-day money transfers
– Media should have warned of house price fall, says reader
– Rosie Robot misbehaves again
Q&As:
– How solo mother can survive mortgage rate rise
– Check out all of a bank’s offerings
– Okay to raise your risk in falling market — and it’s not falling anyway
– KiwiSaver fund not doing as badly as reader thinks
– Help offered from a robot…
– … But it’s too late!
3 clever types of mortgages
But first: Christmas Gift Book Giveaway. How to enter
– Offset mortgages
– Redrawable mortgages
– Revolving credit mortgages
– Can you switch to one of these if you already have an ordinary mortgage?
– A great place for rainy day money
Q&As:
– Tips for student soon to start university — including “have fun!”
– Should granddaughter stop KiwiSaver while on leave?
– Banks “cavalier to consumers”
– Will you lose money permanently higher-risk KiwiSaver funds?
– Why moving funds is like moving houses
Q&As:
– Old share certificate may be good for a shout at the pub
– Help for reader put into inappropriate investment
– Non-bank term deposits — is the return worth the risk?
– Confusing situation with KiwiSaver fund and advice offered
Q&As:
– When it can be good to be in debt — how rental property works
– Adviser didn’t listen
– Are term deposit investors being treated unfairly?
– How best to turn shares into deposit for child’s home
– Using KiwiSaver for its lower fees
Q&As:
– There’s still hope for scam victims
– Gloomy reader was wrong one year later, and 11 years later!
– Retired couple’s two worries — fluctuating KiwiSaver and access to the money
– What to do with 6-year-old’s inheritance
Q&As:
– Young have too little life insurance; old have too much
– Reader challenges my comments about picking low-fee KiwiSaver fund…
– … While a documentary backs me up
– What about the workers in big Aussie-owned banks?
– Deposit insurance scheme attacked and defended
Plus:
– Money questions? Try this
Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop