This segment was broadcast on 5 May 2016. Some information may be out of date.

Two key points about investing

  1. What should you invest in?
  • How to work out the right assets for you
  • Taking the easy way out
  1. Why diversify — and how?
  • Lots of shares, bonds, properties
  • Spreading over different types of assets
  • Next week: Diversifying: around the world; with mortgages; and over time

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.