This article was published on 24 January 2019. Some information may be out of date.

An important message for everyone in KiwiSaver

Mary answers listeners’ questions on:

  • Whether to switch funds when your balance falls
  • Whether to move KiwiSaver money to term deposits in retirement
  • How the self-employed can make the most of KiwiSaver
  • How to tell if your fund is low or high-risk

No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’s keep it free. Can you help? Every bit makes a difference.

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.