Q&As:
– Why over 65s don’t get KiwiSaver government money
– Taking environmental issues into account
– Good spending in her 70s
– Income protection insurance really paid off
– 2 Q&As on grandkids’ inheritances
– Money plan at 78
Q&As:
– With assets behind you, have fun!
– Provider could do better — but so could investor
– 2 Q&As on gifts to grandchildren
– Which is safer — bank deposits or PIE funds?
“Ethical” investing
A report on Mindful Money conference:
– What is ethical investing?
– Becoming more mainstream
– Barriers to KiwiSaver involvement
– Funds investing in residential property
– Award-winning funds
Q&As:
– What to do with money for the grandkids
– Are these KiwiSaver ads legit?
– Tax on KiwiSaver employee contributions
– Keep paying extra off mortgage when redundancy looms?
Q&As:
– 2 Q&As on whether to sell investments to pay down debt
– Should family use more than one KiwiSaver provider?
– How bitcoin and gold are taxed
– Let’s stop tax bracket creep
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– Don’t try to time markets…
– … Even if you’re being contrary
– 2 Q&As on money lessons for teens
– Bank PIEs and government guarantee
– No capital gains tax, but we do tax some gains
Q&As:
– A tip on teen spending
– Could growth of index funds ruin the share market?
– Do extra saving outside KiwiSaver
– Stay in high risk near retirement?
– Should capital gains be adjusted for inflation?
Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”
2 quick tricks with numbers — helpful in KiwiSaver, property, managed funds
Rule of 72 tells you:
– How long for lump sum investment to double.
– If lump sum investment has doubled, what annual return you got.
Dollar cost averaging:
– A big plus of regular investing.
– Using it if you have a lump sum.