NZ Herald 18 March 2023
Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering
Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering
Q&A:
– Why 2022 was a rare bad year for KiwiSaver
– Reader misses the point about laddering term deposits
– Some sympathy for banks over credit card payments
– Tax and international shares — not the most important factor
Q&As:
– Australian share market moves like ours, despite industry differences
– One way to deal with Aussie shares if your partner dies…
– … And another
– Banks should teach their staff about laddering
– Is bank over-protective about credit cards?
Q&As:
– You don’t need to own a home to do well financially
– Get rid of Aussie shares says widower
– Reconsider insurance needs as your situation changes
– When switching KiwiSaver providers works best
Q&As:
– Share funds tend to perform better than DIY share investments
– Reader, 64, should keep working if that’s what it takes to keep her home
– A simple way to explain laddering term deposits to the bank
Q&As:
– One reader may be overdoing diversification…
– … While another may be underdoing it
– KiwiSaver fund reports 70% return
– Banks soon moving to 365-day money transfers
– Media should have warned of house price fall, says reader
– Rosie Robot misbehaves again
Q&As:
– KiwiSaver gifts good, but make sure you treat the children equally
– I made a worrying assumption in last week’s calculations…
– … and what happens when inflation is included
– Trapped with low interest on your term deposits? Here’s a plan
– Another reader has trouble getting a credit card
– A warning about selling a home before you buy
– Reader could move to another environmental fund
– My key messages don’t change
Plus:
– Happy holidays!
Q&As:
– Is now a good time to trade up to a bigger house?
– How much will $1,000 grow in KiwiSaver over time?
– An update on the active v passive debate
– More KiwiSaver providers let over 65s withdraw from just one of their funds
Q&As:
– Reader leaves marriage with $3 million – what to do with it?
– Widowed pensioner finds inheritance “very scary”
– Only some KiwiSaver providers offer this service for the retired
– 3 Q&As on investing versus reducing a mortgage
Q&As:
– Drip feed or invest the lot at once?
– Credit cards harder to get in retirement
– Should 11-year-old get into direct investing in NZ shares?
– Mother of 7 gets degree — and comes out on top
– Would-be investor in rental property shouldn’t count on gain
Plus:
– Meaningful Christmas Gifts