What to tackle first

Credit card debt, mortgage or contributing to KiwiSaver? Part One
  • First get rid of credit card debt
  • Paying down mortgage is also great
  • Why contributing to KiwiSaver is so good
  • Best way to save for first home — and for some previous home owners

Mary Holm is a freelance journalist, a director of the Financial Markets Authority and Financial Services Complaints Ltd FSCL, a seminar presenter and a bestselling author on personal finance. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.